Get Insurance Companies to Pay for Disability Claims
If you are out of work due to illness or injury, you may have to file a disability claim with your insurance company. An insurance company can stall or even deny disability claims; however, if you know the proper steps to take, you can successfully get insurance companies to pay.
Instructions
1. File the claim with your insurance company promptly. Print out a claim form from your insurance company's website, or call your insurance company directly and ask them to fax you an insurance claim form. Fill out the form completely and avoid skipping any section. If you skip a section, that could slow the process.
2. Wait a reasonable amount of time for the insurance company to respond to the claim that you filed. Depending on your insurance company and the details of your claim, it can take anywhere from several days to several weeks for your claim to be processed. Check your paperwork to see how long they indicate a claim usually takes to be completed. If they are putting you off, it's time to opt for other options.
3. Contact a disability attorney to help you get your insurance company to pay for a disability claim. These lawyers specialize in disability cases and have experience dealing with insurance companies. A great place to look for a lawyer is the Find Law website. On the website, you will find a directory of lawyers in your area. With over one million listings, you are virtually guaranteed to find the type of lawyer you need.
4. Take note, and follow through on exactly what the lawyer says to do. While a lawyer can do a lot of the work for you, she can't do everything. You have to actively participate in the process and continue to follow up with the insurance company to get the best results.
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