Monday, February 11, 2013

Concerning The Existence & Medical Health Insurance Exam

The life and health insurance exam is required in all states to make certain the newly licensed representative understands all the life and health insurance laws and the products before he begins to sell it.


Most states require at least a 70 percent score in order to receive a license.


The life and health insurance exam has three parts. They include product knowledge on life insurance, product knowledge on health insurance and the laws that govern both products.


You can take the health and life insurance tests separately. Most people take them at the same time since the law section is the same.


States often require pretest classroom or home study hours before you can take the life and health insurance examination.


The cost of the exam and study credits are normally not tax deductible because they're used to enter a new field, not maintain a position in one where you're working.

Self Study

Some states allow a self-study online program to accomplish the pretest study. It is highly unlikely that--without some form of study--you'll pass the life and health exam.

Related posts

    Life and health insurance exams are often necessary in order obtain significant amounts of life insurance and to qualify for health insurance. Insurance companies require these exams to ensure the...
    Life insurance can save your family in the midst of a tragedy.Insurance is a business based on risk. When a company issues a policy on an individual, it is betting that the individual will live lo...
    Tobacco use is a leading cause of various illnesses, including pneumonia, emphysema, asthma bronchitis, coronary heart diseases and lung cancer. Not only do smokers suffer from the effects of toba...
    Buying health insurance is not an easy task. Because each state is responsible for regulating its own health insurance programs, both the rules and costs can vary widely. In some states, premiums...
    Obtaining a life insurance policy isn't always as easy as filling out an application and paying an initial premium. Depending on factors such as the applicant's age, previous health history and th...