Thursday, March 13, 2014

Get Life Insurance Coverage Using Your Edward Johnson Representative

There are many different life insurance companies offering a variety of policies, including Hartford, Protective, Metlife and many more. If you are not sure where to start and have an Edward Jones representative, they can help with the process.


Instructions


1. First, contact your Edward Jones representative and let them know you are interested in purchasing life insurance. They will then gather some basic information if it is not already on file in the office. This will include an interview that may be conducted over the phone or in the Edward Jones office.


2. Your Edward Jones representative will then go over the amount of life insurance you will need based on income, debt and life style. The amount of life insurance you wish to have will need to be determined before the application is submitted to the company of choice for the life insurance. Decide which premiums are best, but keep in mind the premium amounts are determined by an a medical exam conducted during the life insurance process. The premiums may vary depending on the results of the medical exam.


3. A phone interview will then take place with the life insurance company of you have decided to apply with, which will take place over the phone. The interview is about 30 minutes long and will consist of questions about your health lifestyle and medical history. You will also need to sign a waver releasing your medical records to the life insurance company.


4. A nurse will then come to your home during an appointment you set up and conduct an exam of blood work, urine collection and a few more medical questions.


5. Within a few weeks the results will be given to your Edward Jones representative and you will then receive paperwork to sign where you accept the premiums offered to you by the life insurance company. Payment is then made by bank withdrawal or by paying for the yearly premium amount all at once. Once payment has been received the life insurance is in effect for the term you have chosen.









Related posts



    The first time that you buy life insurance can be an overwhelming experience (see Reference 1). Deciding which company to buy from, and the amount of insurance you need, takes some dedicated resea...
    Life insurance is a good way to ensure that family members will have enough money to cover expenses that you may leave behind in the form of unpaid bills and funeral costs. Obtaining life insuranc...
    Tobacco users typically pay higher life insurance premiums.Whether you use tobacco has an impact on how life insurance companies view you for rating purposes. Even if you are young and in perfect...
    Life insurance can save your family in the midst of a tragedy.Insurance is a business based on risk. When a company issues a policy on an individual, it is betting that the individual will live lo...
    Your average premium will be an average across different insurance companies.Life insurance premiums are calculated based on a variety of factors like health, age, sex and lifestyle. Average premi...